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In Georgia, there are 719 accidents every hour. Many of those accidents result in injuries to one or more people. Nowadays, it has become a real problem trying to get big insurance companies, like State Farm or Liberty Mutual, to pay fairly on an auto accident claim. Often, the insurance adjuster will try to deny the claim, saying their insured isn’t responsible for the accident.
Personal injury attorneys make sure insurance companies don’t take advantage of families who deserve a fair and just settlement. For instance, one of our clients suffered a herniated disc (severe whiplash) injury. Before the client had even got out of the hospital for medical treatment, the insurance company was calling with an extremely low offer to settle on their medical bills, time lost at work, and so forth. How could the insurance company know at that point what the accident was going to cost the victim? This is an example of a cheap trick insurance companies use to low-ball families in Georgia every day.
There are many different types of accidents and injuries. Usually, t-bone wrecks, rear-end collisions, head-on crashes, and front-end collisions are the most typical for serious injuries.
Some of the worst injuries include parallelization (paraplegia or quadriplegia), loss of limb (losing an arm, leg, or other member), a head injury (traumatic brain injury (TBI)), and nerve damage. Broken bones and scarring are also considered severe. If the injury is bad enough, it could be labeled “catastrophic”. Getting that label can be devastating to the family because this means that the injured victim has been impaired for life.
Once the accident victim is finished treating and has been healed, or has improved as much as possible, an attorney will gather all the evidence, all medical bills (including hospital, doctor, ER, radiology, physical therapy, orthopedic, neurology, pediatric, etc…) reports on how much time at work has been missed, and any other bills related to the accident, and submit them to the insurance company. It can take the insurance company up to a month or more to review the file. Then, the attorney will negotiate a fair settlement with the insurance company, which includes pain and suffering in most cases.
If a fair settlement cannot be reached, the case may litigate, or get filed in the court system. Once this happens, the case could take years to settle. Most personal injury attorneys try to settle auto injury cases out of court.
At the end of a successfully settled case, the attorney typically received up to 33.3% of the settlement award. This may not include other auxiliary expenses, such as medical record requests or filing fees. This type of fee is called a “contingency fee”. This means that an attorney and his firm only get paid of the final settlement. So if they don’t win, there is no attorney fee. This also ensures that people can very easily afford attorney services for their auto accident.
Murphy Law Firm handles all types of auto accidents including: Car, Truck, Semi-truck (tractor-trailer), passenger injuries of a single-car wreck, pedestrian, bicycle, CCT, MARTA, and fatal accidents.
In Georgia, some of the worst accident happen on the highway, due to the high rate of speed most people are traveling. I-20, I-285, and I-75/85, and 400 are some of the most deadly highways in Georgia.
Murphy Law Firm takes cases from all over Georgia, and we have successfully settled thousands of cases. We typically focus on West Georgia, which include: Douglas County, Carroll County, Paulding County, Bremen, Temple, Rockmart, Kennesaw, West Atlanta, Villa Rica, Lithia Springs, Austell, Powder Springs, and more. We have even taken the cases of clients who are willing to drive three hours because they are pleased with our results.
We work hard to give the best customer service experience to our clients.
Over the years of representing employees who get injured at work, we know how devastating a work injury can be to a family and their livelihood. When the main source of income is cut off suddenly because you can’t work at all, you immediately wonder how you are going to pay your bills.
If this has happened to your family, then we know the extreme stress you are now suffering, and the inevitable questions that come with this situation:
- Will I lose my job if I can’t go back to work?
- How will I pay my bills?
- Does my employer legally have to help me?
Questions like these are common, and some of the most important to get answered right away. That’s why it’s so important to understand how the workers’ compensation system works. In some situations, you may not need a lawyer, but it’s usually a good idea to get a free consultation. A lawyer can help determine if you are eligible to receive a number of benefits. Most insurance companies won’t go out of their way to tell you what could be available to you.
An experienced workers’ compensation attorney in Georgia, when hired, will be able to help you get all the benefits available to you.
What benefits are available to you? We will review some of the most common benefits we’ve seen in GA.
Temporary Total Disability (TTD) Benefits
TTD helps replace lost income if you are unable to work due to a worker-related injury. For instance, if you break your arm at work, and you can’t perform the job, you should be entitled to TTD benefits.
How do you qualify for TTD Benefits?
You must miss seven (7) consecutive work days in order to qualify. After a twenty-one (21) day waiting period, you should start receiving a weekly check. The weekly TTD check will be two-thirds of your average weekly wage, but only up to $525.00 per week. The average is decided based on a thirteen (13) week period before the injury happened. TTD does not replace a worker’s lost income completely.
Other benefits include:
Permanent Partial Disability (PPD) – Not all injuries heal completely, and you may have a permanent injury. An authorized treating physician will assign you an impairment rating according to the AMA guidelines.
Temporary Partial Disability Benefits (TPD) – If you return to a job that pays less as a result of your work injury, then this benefit may be available for up to 350 weeks after the date of the injury.
Catastrophic Designation – What if you work injury is so bad, that you can’t return to work? Then workers’ compensation may be responsible for paying you benefits for the rest of your life. To collect disability benefits, your claim must be designated “catastrophic”. There is no “cap” or limit to the number of weeks the benefits are offered. Sometimes a catastrophic injury is obvious, like not being able to walk anymore, paraplegia or quadriplegia, losing one’s eye sight (blindness), or becoming deaf. In other cases, it’s not as obvious.
Additional benefits under this designation may include retraining, or vocational rehabilitation.